function verification()
{
	startText = "THE FOLLOWING INFORMATION IS MISSING:\n\n";
	endText = "\n\nPLEASE TRY AGAIN";
	strVerify = "";
	myForm = document.forms.application;
	
	if(myForm.first_name.value == "")
    {
		  strVerify = strVerify + "First Name\n";
	}
	 
	if(myForm.last_name.value == "")
	{
		strVerify = strVerify + "Last Name\n"; 
	}
	  
	if(myForm.address.value == "")
	{
		strVerify = strVerify + "Address\n"; 
	} 
	
	if(myForm.city.value == "")
	{
		strVerify = strVerify + "City\n"; 
	} 
	
	if(myForm.state.value == "")
	{
		strVerify = strVerify + "State\n"; 
	} 
	
	if(myForm.zip.value == "")
	{
		strVerify = strVerify + "Zip\n"; 
	} 
	
	if(myForm.country_province.options[myForm.country_province.selectedIndex].text == "")
	{
		strVerify = strVerify + "Country/Province\n"; 
	} 
	
	if(myForm.email.value == "")
	{
		strVerify = strVerify + "Email\n"; 
	} 
	
	if(myForm.home_phone.value == "")
	{
		strVerify = strVerify + "Home Phone\n"; 
	} 

	if(myForm.b_name.value == "")
	{
		strVerify = strVerify + "Business name\n"; 
	} 	
	 
	if(myForm.initial_inv.value == "")
	{
		strVerify = strVerify + "Initial investment\n"; 
	} 	 

	if(myForm.income.value == "")
	{
		strVerify = strVerify + "Approximate annual income\n"; 
	} 	
	
	if(myForm.geo_area.value == "")
	{
		strVerify = strVerify + "Geographical area business covers\n"; 
	} 	
		
	if(strVerify != "")
	{
		alert(startText + strVerify + endText);
	}
	else
	{
		myForm.submit();
	}
	
}